Line item

Description

297

Instalment sale balances - applied for

This item shall reflect the aggregate amount in respect of instalment sale applications received during the reporting month, irrespective whether or not the applications were granted, declined or processed at a later stage.

298

Instalment sale balances - granted

This item shall reflect the aggregate amount in respect of instalment sale applications approved during the reporting month.

299

Instalment sale balances - paid out

This item shall reflect the aggregate amount in respect of instalment sale advances paid out during the reporting month, including amounts transferred from a client's instalment sale account to the client's savings, cheque or other account.

301

Leasing finance balances - applied for

This item shall reflect the aggregate amount in respect of leasing finance applications received during the reporting month, irrespective whether or not the applications were granted, declined or processed at a later stage.

302

Leasing finance balances - granted

This item shall reflect the aggregate amount in respect of leasing finance applications approved during the reporting month.

303

Leasing finance balances - paid out

This item shall reflect the aggregate amount in respect of leasing finance advances paid out during the reporting month, including amounts transferred from a client's leasing finance account to the client's savings, cheque or other account.

305

Mortgage advances - applied for

This item shall reflect the aggregate amount in respect of mortgage advance applications received during the reporting month, irrespective whether or not the applications were granted, declined or processed at a later stage.

306

Mortgage advances - granted

This item shall reflect the aggregate amount in respect mortgage advances granted during the reporting month.

307

Mortgage advances - granted on vacant land

This item shall reflect the aggregate amount in respect of mortgage advances granted on vacant land during the reporting month.

308

Mortgage advances - granted for construction on buildings

This item shall reflect the aggregate amount in respect of mortgage advances granted during the reporting month for the construction of buildings.

309

Mortgage advances - granted on existing buildings

This item shall reflect the aggregate amount in respect of mortgage advances granted on existing buildings during the reporting month.

311

Residential mortgages - new advances granted

This item shall reflect the aggregate amount in respect of new residential mortgage advances granted during the reporting month.

312

Residential mortgages - new advances paid out

This item shall reflect the aggregate amount in respect of new residential mortgage advances paid out during the reporting month, including any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account.

313

Residential mortgages - new advances paid out i.r.o owner occupied

This item shall reflect the aggregate amount in respect of new residential mortgage advances paid out during the reporting month, which mortgage advances relate to an owner occupied residence, including any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account.

314, 317 and 320

Residential mortgages - new advances paid out i.r.o owner occupied, buy-to-let, second mortgage and other, fixed rate

These items shall reflect the relevant required aggregate amounts in respect of new residential mortgage advances paid out during the reporting month, which residential mortgage advances are subject to contractually agreed fixed rates of interest, including any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account.

315, 318 and 321

Residential mortgages - new advances paid out i.r.o owner occupied, buy-to-let, second mortgage and other, flexible rate

These items shall reflect the relevant required aggregate amounts in respect of new residential mortgage advances paid out during the reporting month, which residential mortgage advances are subject to contractually agreed variable or flexible rates of interest, including any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account.

316

Residential mortgages - new advances paid out i.r.o buy-to-let

This item shall reflect the aggregate amount in respect of new residential mortgage advances paid out during the reporting month, which mortgage advances relate to buy-to-let residences, including any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account, but not an amount in respect of any residence mainly used for purpose of vacation or holiday.

319

Residential mortgages - new advances paid out i.r.o second mortgage and other

This item shall reflect the aggregate amount in respect of new residential mortgage advances paid out during the reporting month, which mortgage advances relate to second mortgages, that is, a second mortgage registered over a property in respect of which previously a first mortgage already has been registered, and other disbursements, including—

(a)

any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account;

(b)

an amount relating to a residence mainly used for vacation or holiday.

323

Residential mortgages - re-advances granted

This item shall reflect the aggregate amount in respect of—

(a)

re-advances on residential mortgages granted during the reporting month, that is, the aggregate amount in respect of facilities granted to redraw amounts previously repaid on existing residential mortgage advances; and

(b)

re-advances granted on existing loans where an administrative action is required.

324

Residential mortgages - re-advances paid out

This item shall reflect the aggregate amount in respect of readvances paid out on residential mortgages during the reporting month, that is,

(a)

this item shall include—

(i)

any insurance premium or amount transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account;

(ii)

any debit related to an amount paid out or a readvance made on an existing mortgage loan during the reporting month;

(iii)

any payout made on an account when a client is able to access paid-up values on the relevant mortgage account, such as a flexible bond account;

(b)

but this item shall exclude—

(i)

accrued interest; and

(ii)

the initial lump sum of a new mortgage paid out during the reporting month, which amount shall be included under the relevant category of residential mortgages - new advances paid out.

326

Farm mortgages - granted

This item shall reflect the aggregate amount in respect of all advances granted for farming purposes but not yet paid out during the reporting month.

327

Farm mortgages - paid out

This item shall reflect the aggregate amount in respect of all relevant advances paid out for farming purposes, including insurance premiums and amounts transferred from a client's mortgage account with the reporting bank to the client's savings, cheque or other account.

329

Commercial and other mortgage advances - granted

This item shall reflect the aggregate amount in respect of all mortgage advances other than residential home or farm mortgages granted but not yet paid out during the month.

330

Commercial and other mortgage advances - paid out

This item shall reflect the aggregate amount in respect of commercial and other advances, excluding residential or farm mortgages, paid out during the reporting period, including any insurance premium or amount transferred from a client's advance account with the reporting bank to the client's savings, cheque or other account.

332

Overdraft facilities - drawn

This item shall reflect the aggregate amount in respect of all utilised overdraft facilities.

333

Overdraft facilities - undrawn

This item shall reflect the aggregate amount in respect of all committed and uncommitted undrawn or unutilised overdraft facilities.

335

Credit card, straight accounts - drawn

This item shall reflect the aggregate amount in respect of all utilised facilities on credit card straight accounts.

336

Credit card, straight accounts - undrawn

This item shall reflect the aggregate amount in respect of all committed and uncommitted undrawn or unutilised credit card straight facilities.

338

Credit card, budget accounts - drawn

This item shall reflect the aggregate amount in respect of all utilised facilities on credit card budget accounts.

339

Credit card, budget accounts - undrawn

This item shall reflect the aggregate amount in respect of all committed and uncommitted undrawn or unutilised facilities on credit card budget accounts.

340

Debit card transactions

This item shall reflect the aggregate amount in respect of all debit transactions on debit cards issued by the reporting bank in terms of which the client may access the account to withdraw money or pay for goods or services.

341

Travellers' cheques issued: Rand

This item shall reflect the aggregate amount in respect of all travellers' cheques denominated in rand issued by the reporting bank during the reporting month.

[Line item number 341, regulation 62(7), substituted by regulation 29(u) of Notice No. 297, GG 40002, dated 20 May 2016]

342

Travellers' cheques issued: other currency

This item shall reflect the aggregated amount in respect of all travellers' cheques denominated in currencies other than rand issued by the reporting bank during the reporting month.

[Line item number 341, regulation 62(7), substituted by regulation 29(v) of Notice No. 297, GG 40002, dated 20 May 2016]