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Banks Act, 1990 (Act No. 94 of 1990)

Regulations

Regulations relating to Banks

Chapter VI : Information required by the Registrar and the Economic Research and Statistics Department of the Reserve Bank

63. Analysis of instalment sale transactions, leasing transactions and selected assets

Directives and interpretations for completion of the quarterly return concerning analysis of instalment sale transactions, leasing transactions and selected assets (Form BA 920)

Subregulation (4)

Line items relating to tables 1 and 2

 

Line items relating to tables 1 and 2

Line item number

Description

1 and 2

Passenger cars

These items shall reflect the relevant required aggregate amounts relating to motor vehicles primarily used for the transport of passengers, such as convertible vehicles,  sedans, station wagons, sport utility vehicles (SUVs), multi-purpose vehicles (MPVs), luxury 4x4 vehicles, and similar vehicles.

3, 4, 5 and 6

Commercial vehicles

These items shall reflect the relevant required aggregate amounts relating to vehicles other than passenger vehicles or trailers towed by passenger vehicles, and shall include—

(a)

all relevant amounts relating to vehicles designed, used or maintained for the transportation of persons or property for hire, compensation, profit or in the furtherance of a commercial enterprise;

(b)

all bakkies, double cabs or extended cabs, trucks, vans, minibuses, buses or lorries even when some of the specified vehicles are privately owned or used for purposes other than commercial purpose,

provided that for purposes of the form BA 920—

(i)

minibuses shall be classified separately;

(ii)

light commercial vehicles mean vehicles with a gross weight of up to 3500 kg;

(iii)

medium and heavy commercial vehicles mean vehicles with a gross weight of more than 3500 kg.

7 and 8

Minibuses

These items shall reflect the relevant required aggregate amounts relating to small bus-type vehicles, typically capable of transporting 20 passengers or less.

9

Other land transport equipment

This item shall reflect the relevant required aggregate amounts relating to all vehicles or equipment other than the vehicles included in items 1 to 8, which vehicles are used for the transportation of people or objects on land, including all relevant amounts relating to trailers, caravans or motorcycles.

10, 21, 32 and 42

Total vehicles

Item 10, column 1, shall be equal to item 21, column 6.

Item 10, column 2, shall be equal to item 32, column 6.

Item 10, column 3, shall be equal to item 42, column 6.

11, 22, 33 and 43

Air transport equipment

These items shall reflect the relevant required aggregate amounts relating to all equipment used for air transport, such as aircraft and helicopters.

 

Item 11, column 1, shall be equal to item 22, column 6.

Item 11, column 2, shall be equal to item 33, column 6.

Item 11, column 3, shall be equal to item 43, column 6.

12, 23, 34 and 44

Sea/water transport equipment

These items shall reflect the relevant required aggregate amounts relating to all equipment used for sea and water transport, such as boats, yachts and jet skis.

 

Item 12, column 1, shall be equal to item 23, column 6.

Item 12, column 2, shall be equal to item 34, column 6.

Item 12, column 3, shall be equal to item 44, column 6.

13, 24, 35 and 45

Agricultural machinery and equipment

These items shall reflect the relevant required aggregate amounts relating to all machines and equipment used for agricultural purposes, such as tractors, ploughs, mowers and balers.

 

Item 13, column 1, shall be equal to item 24, column 6.

Item 13, column 2, shall be equal to item 35, column 6.

Item 13, column 3, shall be equal to item 45, column 6.

14, 25, 36 and 46

Household appliances

These items shall reflect the relevant required aggregate amounts relating to all items intended for normal household use, such as televisions, furniture, video recorders, refrigerators and other household electrical equipment.

 

Item 14, column 1, shall be equal to item 25, column 6.

Item 14, column 2, shall be equal to item 36, column 6.

Item 14, column 3, shall be equal to item 46, column 6.

15, 26, 37 and 47

Industrial machinery and equipment

These items shall reflect the relevant required aggregate amounts relating to all equipment used in industrial production; manufacturing or construction, such as forklifts and furnaces, or any other similar machinery.

Item 15, column 1, shall be equal to item 26, column 6.

Item 15, column 2, shall be equal to item 37, column 6.

Item 15, column 3, shall be equal to item 47, column 6.

16, 27, 38 and 48

Commercial equipment

These items shall reflect the relevant required aggregate amounts relating to all equipment used within business frameworks and applications, or in the furtherance of a commercial enterprise.

Item 16, column 1, shall be equal to item 27, column 6.

Item 16, column 2, shall be equal to item 38, column 6.

Item 16, column 3, shall be equal to item 48, column 6.

17, 28, 39 and 49

Computer, IT and other office equipment

These items shall reflect the relevant required aggregate amounts relating to all computer related equipment, hardware and software, and/or any other office equipment such as furniture.

Item 17, column 1, shall be equal to item 28, column 6.

Item 17, column 2, shall be equal to item 39, column 6.

Item 17, column 3, shall be equal to item 49, column 6.

18, 29, 40 and 50

Other goods

These items shall reflect the relevant required aggregate amounts relating to all goods or items other than the goods or items respectively reported in items 10 to 17, 21 to 28, 32 to 39 and 42 to 49.

Item 18, column 1, shall be equal to item 29, column 6.

Item 18, column 2, shall be equal to item 40, column 6.

Item 18, column 3, shall be equal to item 50, column 6.

19, 20, 31 and 41

All goods

Item 19, column 1, shall be equal to item 20, column 6.

Item 19, column 2, shall be equal to item 31, column 6.

Item 19, column 3, shall be equal to item 41, column 6.

The sum of the amounts reported in item 19, columns 1 to 3, shall be equal to item 139, column 3, of the form BA900 for the relevant quarter-end.