"consumer"
in respect of a credit agreement to which this Act applies, means—
(a) |
the party to whom goods or services are sold under a discount transaction, incidental credit agreement or instalment agreement; |
(b) |
the party to whom money is paid, or credit granted, under a pawn transaction; |
(c) |
the party to whom credit is granted under a credit facility; |
(d) |
the mortgagor under a mortgage agreement; |
(e) |
the borrower under a secured loan; |
(f) |
the lessee under a lease; |
(g) |
the guarantor under a credit guarantee; or |
(h) |
the party to whom or at whose direction money is advanced or credit granted under any other credit agreement; |