Labour Relations Act, 1995 (Act No. 66 of 1995)

Notices

Bargaining Council for the Building Industry

North and West Boland

Extension of Collective Agreement to non-parties

14. Holiday Fund

Purchase

(1)

The Holiday Fund is hereby continued and shall be continued to be administered by the Council for the purposes of providing eligible employees with leave pay for the period of annual leave in terms of clause 9(6) of the Agreement. Holiday Fund pay-out at the end of the year shall be for fifteen (15) working days. Moneys contributed to the Fund by employers shall be invested as provided for in terms of section 53(5) of the Act.

[Clause 14(1) substituted by section 5(5.1) of Notice No. R. 4190, GG49862, dated 14 December 2023]

(2)	Contributions by the employer:

(a)	An employer shall contribute an amount to the holiday fund on behalf of an eligible employee for each day that the employee remains in his/her employ (a contribution day), which amount shall be calculated as follows:

From the date of commencement of this Agreement to 31 October 2024

Category of employee

From the date of commencement of this Agreement

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

13,07

(ii)	clause 10 (1) (a) (2)

13,07

(iii)

clause 10 (1) (b) (1)

13,07

(iv)	clause 10 (1) (b) (2)

13,07

(v)	clause 10 (1) (c) (1)

13,07

(vi)	clause 10 (1) (c) (2)

13,07

(vii)

clause 10 (1) (d)

13,92

(viii)

clause 10 (1) (e)

15,17

(ix)	clause 10 (1) (f)

16,68

(x)	clause 10 (1) (g)

18,35

(xi)	clause 10 (1) (h)

20,19

(xii)

clause 10 (1)(i)

22,21

(xiii)

clause 10 (1) (j) (1)

24,43

(xiv)

clause 10 (1) (j) (2)

26,87

(xv)	clause 10 (1) (j) (3)

29,55

(xvi)

clause 10 (1) (j) (4)

32,51

(xvii)

clause 10 (1) (j) (5)

35,76

(xvii)

clause 10 (1) (j) (6)

39,34

(xix)

clause 10 (1) (j) (7)

43,27

(xx)	clause 10 (1) (j) (8)

47,59

(xxi)

clause 10 (1) (k)

13,07

(xxii)

clause 10 (1) (I) (1)

15,17

(xxiii)

clause 10 (1) (I) (2)

16,68

(xxiv)

clause 10 (1) (I) (3)

18,35

(xxv)

clause 10 (1) (I) (4)

22,21

From the period 1 November 2024 to 31 October 2025

Category of employee

1 November 2024 to 31 October 2025

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

13,60

(ii)	clause 10 (1) (a) (2)

13,60

(iii)

clause 10 (1) (b) (1)

13,60

(iv)	clause 10 (1) (b) (2)

13,60

(v)	clause 10 (1) (c) (1)

13,60

(vi)	clause 10 (1) (c) (2)

13,60

(vii)

clause 10 (1) (d)

14,61

14.61

14,61

(viii)

clause 10 (1) (e)

15,77

(ix)	clause 10 (1) (f)

17,35

(x)	clause 10 (1) (g)

19,08

(xi)	clause 10 (1) (h)

20,99

(xii)

clause 10 (1)(i)

23,10

(xiii)

clause 10 (1) (j) (1)

25,41

(xiv)

clause 10 (1) (j) (2)

27,95

(xv)	clause 10 (1) (j) (3)

30,73

(xvi)

clause 10 (1) (j) (4)

33,81

(xvii)

clause 10 (1) (j) (5)

37,19

(xvii)

clause 10 (1) (j) (6)

40,91

(xix)

clause 10 (1) (j) (7)

45,00

(xx)	clause 10 (1) (j) (8)

49,50

(xxi)

clause 10 (1) (k)

13,60

(xxii)

clause 10 (1) (I) (1)

15,77

(xxiii)

clause 10 (1) (I) (2)

17,35

(xxiv)

clause 10 (1) (I) (3)

19,08

(xxv)

clause 10 (1) (I) (4)

23,10

From the period 1 November 2025 to 31 October 2026

Category of employee

1 November 2025 to 31 October 2026

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

14,14

(ii)	clause 10 (1) (a) (2)

14,14

(iii)

clause 10 (1) (b) (1)

14,14

(iv)	clause 10 (1) (b) (2)

14,14

(v)	clause 10 (1) (c) (1)

14,14

(vi)	clause 10 (1) (c) (2)

14,14

(vii)

clause 10 (1) (d)

15,34

(viii)

clause 10 (1) (e)

16,40

(ix)	clause 10 (1) (f)

18,04

(x)	clause 10 (1) (g)

19,35

(xi)	clause 10 (1) (h)

21,83

(xii)

clause 10 (1)(i)

24,02

(xiii)

clause 10 (1) (j) (1)

26,42

(xiv)

clause 10 (1) (j) (2)

29,06

(xv)	clause 10 (1) (j) (3)

31,96

(xvi)

clause 10 (1) (j) (4)

35,17

(xvii)

clause 10 (1) (j) (5)

38,68

(xvii)

clause 10 (1) (j) (6)

42,55

(xix)

clause 10 (1) (j) (7)

46,81

(xx)	clause 10 (1) (j) (8)

51,47

(xxi)

clause 10 (1) (k)

14,14

(xxii)

clause 10 (1) (I) (1)

16,40

(xxiii)

clause 10 (1) (I) (2)

18,04

(xxiv)

clause 10 (1) (I) (3)

19,85

(xxv)

clause 10 (1) (I) (4)

24,02

From the period 1 November 2026 to 31 October 2027

Category of employee

1 November 2026 to 31 October 2027

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

14,71

(ii)	clause 10 (1) (a) (2)

14,71

(iii)

clause 10 (1) (b) (1)

14,71

(iv)	clause 10 (1) (b) (2)

14,71

(v)	clause 10 (1) (c) (1)

14,71

(vi)	clause 10 (1) (c) (2)

14,71

(vii)

clause 10 (1) (d)

15,95

(viii)

clause 10 (1) (e)

17,06

(ix)	clause 10 (1) (f)

18,76

(x)	clause 10 (1) (g)

20,64

(xi)	clause 10 (1) (h)

22,70

(xii)

clause 10 (1)(i)

24,98

(xiii)

clause 10 (1) (j) (1)

27,48

(xiv)

clause 10 (1) (j) (2)

30,22

(xv)	clause 10 (1) (j) (3)

33,24

(xvi)

clause 10 (1) (j) (4)

36,57

(xvii)

clause 10 (1) (j) (5)

40,22

(xvii)

clause 10 (1) (j) (6)

44,25

(xix)

clause 10 (1) (j) (7)

48,68

(xx)	clause 10 (1) (j) (8)

53,53

(xxi)

clause 10 (1) (k)

14,71

(xxii)

clause 10 (1) (I) (1)

17,06

(xxiii)

clause 10 (1) (I) (2)

18,76

(xxiv)

clause 10 (1) (I) (3)

20,64

(xxv)

clause 10 (1) (I) (4)

24,98

From the period 1 November 2027 to 31 October 2028

Category of employee

1 November 2027 to 31 October 2028

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

15,30

(ii)	clause 10 (1) (a) (2)

15,30

(iii)

clause 10 (1) (b) (1)

15,30

(iv)	clause 10 (1) (b) (2)

15,30

(v)	clause 10 (1) (c) (1)

15,30

(vi)	clause 10 (1) (c) (2)

15,30

(vii)

clause 10 (1) (d)

16,59

(viii)

clause 10 (1) (e)

17,75

(ix)	clause 10 (1) (f)

19,51

(x)	clause 10 (1) (g)

21,46

(xi)	clause 10 (1) (h)

23,61

(xii)

clause 10 (1)(i)

25,98

(xiii)

clause 10 (1) (j) (1)

28,58

(xiv)

clause 10 (1) (j) (2)

31,43

(xv)	clause 10 (1) (j) (3)

34,57

(xvi)

clause 10 (1) (j) (4)

38,04

(xvii)

clause 10 (1) (j) (5)

41,83

(xvii)

clause 10 (1) (j) (6)

46,02

(xix)

clause 10 (1) (j) (7)

50,62

(xx)	clause 10 (1) (j) (8)

55,67

(xxi)

clause 10 (1) (k)

15,29

(xxii)

clause 10 (1) (I) (1)

17,75

(xxiii)

clause 10 (1) (I) (2)

19,51

(xxiv)

clause 10 (1) (I) (3)

21,46

(xxv)

clause 10 (1) (I) (4)

25,98

(b)	Every employer shall pay the specified contribution to the Council on the employee's normal pay day, and shall on that day endorse and issue the employee with the specified fringe benefits indicating the amount of the contribution made.

[Clause 14(2) substituted by section 5(5.1) of Notice No. R. 4190, GG49862, dated 14 December 2023]

(3)	Public holidays as proclaimed under the Public Holidays Act, 1994, will be pro-rata included into the holiday fund. Moneys contributed to the Fund by employers shall be invested as provided for in terms of section 53(5) of the Act.

The following paid holidays will be pro-rata included into the fringe benefits system:

From the date of commencement of this Agreement to 31 October 2024

1.	25 December 2023	-	Christmas Day
2.	26 December 2023	-	Day of Goodwill
3.	01 January 2024	-	New Year's Day
4.	21 March 2024	-	Human Rights Day
5.	29 March 2024	-	Good Friday
6.	1 April 2024	-	Family Day
7.	1 May 2024	-	Workers Day
8.	17 June 2024	-	Youth Day Holiday
9.	9 August 2024	-	National Women's Day
10.	24 September 2024	-	Heritage Day
11.	Not yet determined	-	National Elections 2024

For the period 1 November 2024 to 31 October 2025

1.	16 December 2024		Day of Reconciliation
2.	25 December 2024	-	Christmas Day
3.	26 December 2024	-	Day of Goodwill
4.	01 January 2025	-	New Year's Day
5.	21 March 2025	-	Human Rights Day
6.	18 April 2025	-	Good Friday
7.	21 April 2025	-	Family Day
8.	28 April 2025	-	Freedom Day Holiday
9.	1 May 2025	-	Workers Day
10.	16 June 2025	-	Youth Day
11.	24 September 2025	-	Heritage Day

For the period 1 November 2025 to 31 October 2026

1.	16 December 2025	-	Day of Reconciliation
2.	25 December 2025	-	Christmas Day
3.	26 December 2025	-	Day of Goodwill
4.	1 January 2026	-	New Year's Day
5.	3 April 2026	-	Good Friday
6.	6 April 2026	-	Family Day
7.	27 April 2026	-	Freedom Day
8	01 May 2026	-	Workers Day
9.	16 June 2026	-	Youth Day
10.	10 August 2026	-	National Women's Day
11.	24 September 2026	-	Heritage Day

For the period 1 November 2026 to 31 October 2027

1.	16 December 2026	-	Day of Reconciliation
2.	25 December 2026	-	Christmas Day
3.	1 January 2027	-	New Year's Day
4.	22 March 2027	-	Human Rights Day
5.	26 March 2027	-	Good Friday
6.	29 March 2027	-	Family Day
7.	27 April 2027	-	Freedom Day
8.	16 June 2027	-	Youth Day
9.	9 August 2027	-	National Women's Day
10.	24 September 2027	-	Heritage Day

For the period 1 November 2027 to 31 October 2028

1.	16 December 2027	-	Day of Reconciliation
2.	27 December 2027	-	Day of Goodwill
3.	1 January 2028	-	New Year's Day
4.	21 March 2028	-	Human Rights Day
5.	7 April 2028	-	Good Friday
6.	10 April 2028	-	Family Day
7.	27 April 2028	-	Freedom Day
8.	01 May 2028	-	Workers Day
9.	16 June 2028	-	Youth Day
10.	9 August 2028	-	National Women's Day
11.	25 September 2028	-	Public Day

(a)	Employers shall pay their employees for each public holiday that fall in the work period, as defined by the Basic Conditions of Employment Act no, 75 of 1997, in that specific pay week.

(b)

Employers can only claim the funds back from the Building Bargaining Council, if their employee's benefits are up to date and sufficient. If an employer's benefits are not up to date, and not sufficient, the employer will be held responsible to pay their employees for each public holiday. The Council will only deal with claims from employers.

(c)	Employers are obliged to purchase a benefit for each employee on each public holiday, except on the following public holidays:

PERIOD	DATES
From the date of commencement of this Agreement to 31 October 2024	16 December 2023 25 December 2023 1 January 2024
For the period 1 November 2024 to 31 October 2025	16 December 2024 27 December 2024 1 January 2025
For the period 1 November 2025 to 31 October 2026	16 December 2025 26 December 2025 1 January 2026
For the period 1 November 2026 to 31 October 2027	16 December 2026 26 December 2026 1 January 2027
For the period 1 November 2027 to 31 October 2028	16 December 2027 26 December 2027 1 January 2028

These public holidays fall under the annual holiday fund.

[Clause 14(3) substituted by section 5(5.1) of Notice No. R. 4190, GG49862, dated 14 December 2023]

(4)	Contributions by the employer:

(a)	An employer shall contribute an amount to the holiday fund for the public holidays on behalf of an eligible employee for each day that the employee remains in his/her employ (a contribution day), which amount shall be calculated as follows:

From the date of commencement of this Agreement to 31 October 2024

Category of employee

From the date of commencement of this

Agreement.

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

9,59

(ii)	clause 10 (1) (a) (2)

9,59

(iii)

clause 10 (1) (b) (1)

9,59

(iv)	clause 10 (1) (b) (2)

9,59

(v)	clause 10 (1) (c) (1)

9,59

(vi)	clause 10 (1) (c) (2)

9,59

(vii)

clause 10 (1) (d)

10,20

(viii)

clause 10 (1) (e)

11,12

(ix)	clause 10 (1) (f)

12,23

(x)	clause 10 (1) (g)

13,46

13,36

13,46

(xi)	clause 10 (1) (h)

14,80

(xii)

clause 10 (1)(i)

16,29

(xiii)

clause 10 (1) (j) (1)

17,91

(xiv)

clause 10 (1) (j) (2)

19,71

(xv)	clause 10 (1) (j) (3)

21,67

(xvi)

clause 10 (1) (j) (4)

23,84

(xvii)

clause 10 (1) (j) (5)

26,22

(xviii)

clause 10 (1) (j) (6)

28,85

(xix)

clause 10 (1) (j) (7)

31,73

(xx)	clause 10 (1) (j) (8)

34,90

(xxi)

clause 10 (1) (k)

9,59

(xxii)

clause 10 (1) (I) (1)

11,12

(xxiii)

clause 10 (1) (I) (2)

12,23

(xxiv)

clause 10 (1) (I) (3)

13,46

(xxv)

clause 10 (1) (I) (4)

16,29

For the period 1 November 2024 to 31 October 2025

Category of employee

1 November 2024 to 31 October 2025

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

9,97

(ii)	clause 10 (1) (a) (2)

9,97

(iii)

clause 10 (1) (b) (1)

9,97

(iv)	clause 10 (1) (b) (2)

9,97

(v)	clause 10 (1) (c) (1)

9,97

(vi)	clause 10 (1) (c) (2)

9,97

(vii)

clause 10 (1) (d)

10,72

(viii)

clause 10 (1) (e)

11,57

(ix)	clause 10 (1) (f)

12,72

(x)	clause 10 (1) (g)

13,99

(xi)	clause 10 (1) (h)

15,39

(xii)

clause 10 (1)(i)

16,94

(xiii)

clause 10 (1) (j) (1)

18,63

(xiv)

clause 10 (1) (j) (2)

20,49

(xv)	clause 10 (1) (j) (3)

22,54

(xvi)

clause 10 (1) (j) (4)

24,80

(xvii)

clause 10 (1) (j) (5)

27,27

(xviii)

clause 10 (1) (j) (6)

30,00

(xix)

clause 10 (1) (j) (7)

33,00

(xx)	clause 10 (1) (j) (8)

36,30

(xxi)

clause 10 (1) (k)

9,97

(xxii)

clause 10 (1) (I) (1)

11,57

(xxiii)

clause 10 (1) (I) (2)

12,72

(xxiv)

clause 10 (1) (I) (3)

13,99

(xxv)

clause 10 (1) (I) (4)

16,94

For the period 1 November 2025 to 31 October 2026

Category of employee

1 November 2025 to 31 October 2026

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

10,37

(ii)	clause 10 (1) (a) (2)

10,37

(iii)

clause 10 (1) (b) (1)

10,37

(iv)	clause 10 (1) (b) (2)

10,37

(v)	clause 10 (1) (c) (1)

10,37

(vi)	clause 10 (1) (c) (2)

10,37

(vii)

clause 10 (1) (d)

11,25

(viii)

clause 10 (1) (e)

12,03

(ix)	clause 10 (1) (f)

13,23

(x)	clause 10 (1) (g)

14,56

(xi)	clause 10 (1) (h)

16,01

(xii)

clause 10 (1)(i)

17,61

(xiii)

clause 10 (1) (j) (1)

19,38

(xiv)

clause 10 (1) (j) (2)

21,31

(xv)	clause 10 (1) (j) (3)

23,44

(xvi)

clause 10 (1) (j) (4)

25,79

(xvii)

clause 10 (1) (j) (5)

28,36

(xviii)

clause 10 (1) (j) (6)

31,20

(xix)

clause 10 (1) (j) (7)

34,32

(xx)	clause 10 (1) (j) (8)

37,75

(xxi)

clause 10 (1) (k)

10,37

(xxii)

clause 10 (1) (I) (1)

12,03

(xxiii)

clause 10 (1) (I) (2)

13,23

(xxiv)

clause 10 (1) (I) (3)

14,56

(xxv)

clause 10 (1) (I) (4)

17,61

For the period 1 November 2026 to 31 October 2027

Category of employee

1 November 2026 to 31 October 2027

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

9,81

(ii)	clause 10 (1) (a) (2)

9,81

(iii)

clause 10 (1) (b) (1)

9,81

(iv)	clause 10 (1) (b) (2)

9,81

(v)	clause 10 (1) (c) (1)

9,81

(vi)	clause 10 (1) (c) (2)

9,81

(vii)

clause 10 (1) (d)

10,64

(viii)

clause 10 (1) (e)

11,37

(ix)	clause 10 (1) (f)

12,51

(x)	clause 10 (1) (g)

13,76

(xi)	clause 10 (1) (h)

15,14

(xii)

clause 10 (1)(i)

16,66

(xiii)

clause 10 (1) (j) (1)

18,32

(xiv)

clause 10 (1) (j) (2)

20,15

(xv)	clause 10 (1) (j) (3)

22,16

(xvi)

clause 10 (1) (j) (4)

24,38

(xvii)

clause 10 (1) (j) (5)

26,81

(xviii)

clause 10 (1) (j) (6)

29,50

(xix)

clause 10 (1) (j) (7)

32,45

(xx)	clause 10 (1) (j) (8)

35,69

(xxi)

clause 10 (1) (k)

9,80

(xxii)

clause 10 (1) (I) (1)

11,37

(xxiii)

clause 10 (1) (I) (2)

12,51

(xxiv)

clause 10 (1) (I) (3)

13,76

(xxv)

clause 10 (1) (I) (4)

16,66

For the period 1 November 2027 to 31 October 2028

Category of employee

1 November 2027 to 31 October 2028

Area

"A"

Area

"B"

Area

"C"

Area

"D"

per

day

per

day

per

day

per

day

Employees for whom wages are prescribed in—

(i)	clause 10 (1) (a) (1)

10,20

(ii)	clause 10 (1) (a) (2)

10,20

(iii)

clause 10 (1) (b) (1)

10,20

(iv)	clause 10 (1) (b) (2)

10,20

(v)	clause 10 (1) (c) (1)

10,20

(vi)	clause 10 (1) (c) (2)

10,20

(vii)

clause 10 (1) (d)

11,06

(viii)

clause 10 (1) (e)

11,83

(ix)	clause 10 (1) (f)

13,01

(x)	clause 10 (1) (g)

14,31

(xi)	clause 10 (1) (h)

15,74

(xii)

clause 10 (1)(i)

17,32

(xiii)

clause 10 (1) (j) (1)

19,06

19,05

19,06

(xiv)

clause 10 (1) (j) (2)

20,96

(xv)	clause 10 (1) (j) (3)

23,05

(xvi)

clause 10 (1) (j) (4)

25,36

(xvii)

clause 10 (1) (j) (5)

27,89

(xviii)

clause 10 (1) (j) (6)

30,68

(xix)

clause 10 (1) (j) (7)

33,75

(xx)	clause 10 (1) (j) (8)

37,12

(xxi)

clause 10 (1) (k)

10,20

(xxii)

clause 10 (1) (I) (1)

11,83

(xxiii)

clause 10 (1) (I) (2)

13,01

(xxiv)

clause 10 (1) (I) (3)

14,31

(xxv)

clause 10 (1) (I) (4)

17,32

(b)	Every employer shall pay the specified contribution to the Council on the employee's normal pay day, and shall on that day endorse and issue the employee with the specified fringe benefits indicating the amount of the contribution made.

[Clause 14(4) substituted by section 5(5.1) of Notice No. R. 4190, GG49862, dated 14 December 2023]

(5)	The Council shall determine a date before the commencement of the annual leave period in terms of clause 9(6) upon which eligible employees shall receive payment of the amount standing to their credit in the Holiday Fund: Provided that no payment shall be made from the Holiday Fund—

(a)	in respect of fringe benefits issued by an employer after 31 October of each year, which shall be deemed to have been issued in respect of the following year;

(b)	subject to subclause (9) prior to the date determined by the Council in terms of this clause.

(6)

In the event of an eligible employee's death, all amounts to his credit in the Holiday Fund shall be paid to his duly appointed nominee, if any. Should no nominee survive the employee, or should a surviving nominee fail to claim payment within twelve (12) months of the date of the employee's death, the amount to his credit shall be paid to his estate.

(7)	Subject to subclause (6) above, the amount standing to an employee's credit in the Holiday Fund shall not be transferable.

(8)	Notwithstanding this expiry or cancellation of this Agreement, the Council shall continue to administer the Holiday Fund until such time as it is liquidated or transferred to any other fund created for the purpose of providing annual leave pay to employees.

(9)

In the event of the Council being wound up or dissolved, the Holiday Fund shall continue to be administered by the MBA Groter-Boland before the winding up of the Council. In the event of the MBA Groter-Boland being unable to fulfil its duties for any reason, the parties shall appoint a trustee or trustees to carry out their duties, and for this purpose such trustee or trustees shall have the same powers as the committee,

(10)	In the event of there being no Council in existence at the time of the expiry of this Agreement, the Holiday Fund shall be liquidated by the MBA Groter-Boland or trustees appointed in terms of subclause (9) above.

(11)

In the event of liquidation of the Holiday Fund in terms of subclause (9) or subclause (10) above, the balance of the moneys remaining after payment of all claims against the Holiday Fund, including administration and liquidation expenses shall be paid into the fund of the MBA Groter-Boland. In the event of the Council's, having been wound up before the liquidation of the Holiday Fund, the balance of the moneys shall be distributed to the MBA Groter-Boland, immediately prior to such dissolution.

Labour Relations Act, 1995 (Act No. 66 of 1995)

Notices

Bargaining Council for the Building Industry

North and West Boland

Extension of Collective Agreement to non-parties

14. Holiday Fund

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